• December 4, 2016 /  Entrepreneurs
    images12

    Did you know there is a whole list of resources specifically created for women who want to start their own business? This means there is available help for anyone wanting to open a bakery, clothing store, or even a veterinarian office. Resources can be things such as mentors, women’s business organizations, loans, and grants. These have all been created to help a woman entrepreneur become successful in a sometimes difficult business world.

    This means you need to have all of your business plans nailed down, especially before looking for financial help. The loan officer at the bank will want to know how money will be made, materials purchased, and how advertising will take place. They want you to succeed, but at the same time, they won’t loan money to just anyone – male or female.

    At the beginning, if you are struggling to get your business off the ground, look for a business mentor who can go over your notes. They can tweak parts and provide suggestions, especially since they have already been in your place. Another suggestion is to apply for loans and grants especially designed to help a woman entrepreneur succeed in the business world.

    There are several places where you can apply for loans and grants. One is the Small Business Association, as they often provide help to any business that has considerable potential. This means going through their list of funding opportunities and applying for the appropriate loans. There are also federal grants, specifically created to help a minority-owned company, which includes women. There are also women grants available.

    Other options available for a woman entrepreneur is funding through private sector grants and loans or women’s business organizations. Make sure to research which opportunities fit your need the most. Then start making your dreams come true.

    Want to know more about woman entrepreneur? Find insight, inspiration, and tips on how to make money doing what you love at this blog: womanzworld.com

  • December 3, 2016 /  Finance & Invesment
    images2

    In these tough economic times, nearly anyone could fall into financial hardship. Regardless of the circumstances surrounding a person’s situation, financial obligations do not let up. Very easily, a person can feel too far behind to ever catch up.

    Whether medical problems, extended unemployment, or other unforeseen circumstances are the cause of financial distress, loan modification lawyers can help. Loan modification lawyers can work with creditors to renegotiate the terms of a loan.

    While loan modification lawyers in NJ may work in the same practice as bankruptcy attorneys, but generally have a different emphasis. Normally, loan modification lawyers seek to prevent bankruptcy or foreclosure.

    Loan modification lawyers know that creditors, especially the holder of a home mortgage, want to avoid the bankruptcy and foreclosure process. If a NJ bank has to foreclose on a property and work with bankruptcy lawyers, they will lose a lot of money.

    NJ bankruptcy lawyers and NJ bankruptcy attorneys know that the foreclosure process itself is very expensive, so most banks would like to avoid it if at all possible. Loan modification lawyers help take advantage of this fact to negotiate loan conditions that allow the client to meet payments.

    Loan modification lawyers can help a client ask for smaller payments spread over a longer time, or for a lower interest rate. Taking this step can keep a client and family in their home, and can be a responsible step to take at the earlier stages of financial distress.

    NJ bankruptcy attorneys can help clients if loan modification offers are rejected or were not sufficient to alleviate financial distress. If a person simply cannot meet his or her financial obligations, NJ bankruptcy attorneys can serve as guides through the bankruptcy process.

    Like the loan modification experts, NJ bankruptcy attorneys can work to keep families in their homes. NJ bankruptcy lawyers, however, must work within the court system to meet this goal. Once in court, a judge must approve the NJ bankruptcy lawyer’s plan to pay debtors.

    NJ bankruptcy lawyers can ask for different arrangements, depending on circumstances. They can request that payments be adjusted, or that debt be absolved with the sale of the property.

    Unfortunately, without NJ bankruptcy attorneys or NJ bankruptcy lawyers, the process can be very complicated. NJ bankruptcy lawyers specialize in this legal area, and can simplify and explain all options and proceedings. Clients also appreciate NJ bankruptcy attorneys’ assistance with completing and submitting paperwork.

    About Us:

    At the Law Offices of Kasuri & Levy, LLC, we have over 45 years of experience. Our loan modification lawyers have an outstanding reputation, and are known for handling complex matters with a comforting and personalized touch. We focus on providing quality service to each client, rather than handling client matters with quantity in mind. Learn more at www.kasuriandlevy.com.

  • November 29, 2016 /  Banking & Money
    images9

    PNC rates on mortgages are one of the few that did not increase when many of the other financial institutions have already done so.

    For a $250,000 loan in the Philadelphia area, the rates are as follows. The 30 year fixed interest rate at 5.50% to 5.875% with APRs of 5.626% to 5.842%, respectively. The 20 year fixed interest rate is at 5.625% to 6.125% with APRs of 5.828% to 6.098%. The 15 year fixed is at 4.875% to 5.125% with APRs of 5.082% to 5.258%. The 10 year fixed interest rates are 4.750% to 5.125% with APRs of 5.045% to 5.232%.

    The current bank rates on CDs include a tiered format. The top tier is for those with Performance Select checking accounts, followed by Premium Plan, then the Standard CD rates. The promotional 9 month CD is earning an APY of 0.45%, 0.42% and 0.40%, respectively. This has a minimum deposit of $1,000.

    The 3 month CD is earning an APY of 0.15%, 0.15% and 0.15%, respectively. The 6 month CD is earning an APY of 0.25%, 0.20%, and 0.20%. The 1 year CD is earning an APY of 0.50%, 0.45%, and 0.45%. The 18 month CD is earning an APY of 0.55%, 0.50%, and 0.50%.

    The 2 year CD is earning an APY of 0.50%, 0.45%, and 0.45%. The 3 year CD is earning an APY of 0.70%, 0.65%, and 0.65%. The 4 year CD is earning an APY of 1.05%, 1.00%, and 1.00%.The 5 year CD is earning an APY of 1.25%, 1.20%, and 1.20%. The 7 year CD is earning an APY of 1.75%, 1.70%, and 1.70%. The 10 year CD is earning an APY of 2.00%, 1.95%, and 1.95%.

    The minimum deposit for these PNC rates is $1,000, and the rates were posted on February 9, 2011, but are subject to change without notice.

    We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

    For additional resources involving financial help, please view PNC Online Banking, best bank savings rates, Westpac Online Banking and Online Banks at

  • November 28, 2016 /  Business Center
    images

    Do you have a knack for writing? Well, why not put your talents to good use and start earning money through your writing? If you have been excluded by the editors of the publications high forehead bigger than you always wanted to work and have resorted to bogging just away his thoughts, then why not put your own little web content writing service company ? As for having enough capital, so do not really need much except for his team – which, obviously, and a reliable Internet connection – this is an absolute necessity, and, of course, natural talent in writing.

    Bearing in mind that what you are trying to establish here a small business content website writing service, you just about to start or small businesses who are still fighting their way into the possibility of settling in the market or to grow your business. You can start offering such services to potential customers, of course, try to avoid a budget can really afford and do not dwell on the benefits. If you ask by a huge professional immediately, so expect your potential customers to easily get off and decline their offer. Remember that, given the economic situation these days, companies are really doing their best to make ends meet while still being able to make a profit. Try to reason with them how to put your own website and you and helping manage the content of the website will boost sales of their companies to be able to reach more potential customers without having to spend so much on advertising, etc. Try to find a creative way for you to be able to present this idea.

    Launch a web page small business content writing service is not really a novel idea. Since so many people are switching to an independent career, there are more ways for small businesses to get some consultation or public relations service for much less cost compared to how large advertisers and agencies Advertising usually charge. Would also be very beneficial if you are able to provide you with samples of their work. If you have already finished writing public relations, web content writing and editing, or have worked in advertising, then you will be able to provide its customers with an impressive body of work just so they will be able to get an idea of style. If you and your prospect are apparently different styles, trying to properly assess your client has a point. Do not be overly biased and imposed his personal style and taste of its customers, try to work with them and adjust to what they want, what your company needs, after all they are paying to do just that. However, when they are a bit hesitant to the suggestion that you are a customer, to voice their concerns and hope that the two of you will be able to find a solution.

  • November 28, 2016 /  Finance & Invesment
    images13

    Nowadays, even more than ever, businesses across the country are still wanting to grow and expand. Perhaps taking on new and different markets, opening new offices or even just refurbishing their current offices. Perhaps many of these businesses will not have the cashflow available to grow and expand. They will then need to look around for companies who specialise in organising business finance. So what should these companies keep in mind when looking around for suitable companies that offer business finance?
    In the UK there are a huge amount of various companies and institutions advertising their business finance services. See for yourself and type in the search phrase business finance or business financing into any search engine and the list of results you get back will astound you. It really is overwhelming with the amount of companies available. So how do you pick the right company for you? Here is some advice which may just help you narrow down your list of business finance companies.
    First of all it is essential that a business finance advisor takes time to listen to your requirements. Once they have pinpointed your specific requirements they should then be able to highlight the best possible business financing options available to you. Having good communication channels between you and the business finance company really is really important to make sure you get the best possible finance solution. Therefore you really should try to find a company that you feel comfortable talking to and who are easily contactable.
    It is also a good idea to make sure you check business finance companies to ensure that they have the expertise you require. Do not be afraid to ask whether individual companies have assisted others gain business financing for the purpose you require. Of course the more reputable business finance companies will be more than willing to provide you with information on how they have assisted other businesses. The websites for individual companies are a great way to first of all assess whether a company is experienced, or not.
    Remember, as with most products and services it is always essential to shop around. Do not automatically assume you are getting the best deal with the first business finance company that you make contact with. Do not be afraid to get several business financing quotes from several business finance companies. As pointed out above, the market is full of companies wanting to help you, so competition is fierce. Taking time to shop around for business financing could really pay off and you really could save yourself a lot of money.
    If this all sounds interesting and you would like to make contact with a reputable business finance company then why not pay a visit to Bell Finance. With Bell Finance you can be sure of getting friendly and specialist business financing advice. At Bell Finance you will find a comprehensive range of business finance solutions to choose from. Why not check them out today at bellfinance.co.uk.

  • November 27, 2016 /  Trade & Franchise
    images14

    Chyten Educational Services was founded in 1984 by Neil Chyten who believed that every child deserved an opportunity to reach their highest potential. Using customized programs for students based on their individual needs, the education franchise has provided test preparation and specialized tutoring services for the past 25 years and his franchise is one of the fastest growing supplemental educational businesses in America.

    According to Neil Chyten, who serves as the company’s president, what sets his education program apart from similar franchises is Chyten brings a whole new style curriculum, individualized one on one tutoring by tutors who all have at least a masters degree and teaching experience.

    “Our name has become synonymous with the word ‘excellence’ in the areas we serve,” says Chyten. “Having been exposed to many different educational programs, I am convinced that highly qualified and experienced teachers can make a real difference in students lives which is why we only employ tutors with a minimum of a master’s degree and who also have prior teaching experience.”

    Chyten believes these standards for teachers give his franchise a competitive advantage over other education programs with lower standards for instructors, and the franchise is beginning to expand across the country as the demand for quality education services continues to grow.

    Chyten Educational Services began offering its franchise in the fall of 2007 and has seen positive results from its program. The company is actively seeking new franchisees to share in their commitment to providing quality education programs.

    “Chyten franchisees can take advantage of all the years of hard work we have put into developing the concept,” explains Chyten who also stresses he has the only franchise model of its kind in the education industry. “Having uniqueness is a key ingredient in selecting a franchise concept.”

    Chyten also believes it is important for potential franchisees to find a concept that fits their personality and style. He says that good candidates for a Chyten franchise are those who possess good people skills, good communication skills, and individuals with a strong work ethic who have a belief in the value of education. “We look for people who have a real desire to give back and help others reach their true potential,” says Chyten.

    Franchise fees for the Chyten concept cover all necessary startup needed for new franchise owners according to Chyten including site selection, lease negotiation, and training. Royalty fees are applied to offset the support costs once the franchisee is up and running.

    The Chyten education franchise offers a third party financing program to cover leasehold improvements as well as some equipment. Franchise locations can typically be in business within 90 to 120 days.

  • November 27, 2016 /  Business Center
    images6

    New Book Release: 2013-2014 Directory of Housing Authority Bidding / Procurement Opportunities and Vendor Applications, Volume 1, Edition 1

    Use this Annual Directory to Apply for Often Untapped Housing Authority Small Business Contracts and Procurement Opportunities

    Untapped Small Business Contracts

    Housing authorities are a fertile source of contracts for smaller enterprises. Larger city and state contracting opportunities are often more visible and accessible by business entities; but there are a plethora of contracting opportunities with local housing authorities that often go untapped by small businesses.

    Easy-to-Use Resource

    This directory is an easy-to-use, one-of-a-kind, resource tool for small business owners seeking to grow their companies by doing business with housing authorities across the United States.

    Receive Bid Solicitations as Soon as they Become Available

    By using the Housing Authority Directory, small business owners can click and apply to receive bid solicitations and procurement opportunities in their regions as soon as they become available by housing authorities. They can also seamlessly click and complete vendor packages online without having to do the research to find and sort out contracting opportunities.

    What’s Included in Housing Authority Directory

    The 2013-2014 Directory of Housing Authority Bidding / Procurement Opportunities & Vendor Applications, States A-F, Volume 1, Edition 1, includes the following:

    — Direct links to housing authority procurement applications.
    — RFP and Bid Solicitation Requests for several housing authorities, complete with bidding deadlines.
    — Housing authority contact information, including street and website addresses.
    — Direct links to small business vendor packages in several states.
    — Procurement contacts, including point-of-contact names, addresses, telephone numbers, fax lines, and email addresses.

    Get started quickly and easily today. See the 2013-2014 Directory of Housing Authority Bidding / Procurement Opportunities and Vendor Applications, Volume 1, Edition 1, at , for an easy-to-use resource for registering your business and finding contracting opportunities in housing authorities.

    ________________

    Cassandra Black is the author of the Directory of Housing Authority Bidding / Procurement Opportunities and Vendor Applications available via Amazon, Barnes and Noble and Stone Cottage Books, the Master List of Property Preservation Companies Directory, 3rd Edition, and other small business publications.

  • November 25, 2016 /  Banking & Money
    images16

    Buying bank foreclosures may not look attractive at first since it entails a lot of paperwork on your part and the prospect of dealing with a financial institution that has taken back someone elses home seems daunting. However, you have to take into consideration the rewards of navigating financial and legal hurdles since it is not often that you may be able to buy a pretty spacious house with a garden in a nice neighborhood for half the price of its real market value.

    Such opportunities are a goldmine for investors too as prime real estate that are cheap and hard to come by. A tidy profit can be made if you are willing to flex some muscles.

    Where to Look for Bank Foreclosures

    It may seem very hard to find bank foreclosed properties out in the open, but when you know where to look, you can find great deals on homes and other properties for sale.

    Banks may have their own list, but it may be too tedious for you to comb through the whole lot of them separately, especially if you live in another town or state. Your best bet is to look for REOs in listings. These lists are a treasure trove of information and save you a lot of time and effort. These consolidate repossessed homes for sale per location or per state. It is also easier to find the homes you are looking for as you can already do the process of elimination and selection by browsing the list.

    Checking Out the Property

    Take a look at the bank foreclosures that you are interested in. Inspect the condition that they are in and try to get an estimate on the cost of repairs. Have the entire property appraised or talk to an agent and compare prices of similar homes to see if you are really getting a good deal.

    Dealing with The Bank

    Try to engage the services of an agent who has experience in dealing in bank foreclosures. Some lending institutions may not be willing to talk with an unrepresented prospective buyer like you and there may be some financial issues that you may not be conversant in.

    If all goes well, you can negotiate with the bank for a lower price on the property. These foreclosed homes can also be acquired through cash basis, installment or through lease with option to purchase.

  • November 24, 2016 /  Trade & Franchise
    images18

    Forex trade management software is becoming a vital tool for people looking to seriously trade the currency markets. While there are now a few different applications available that will help with managing your trades, these can vary greatly from a simple spreadsheet to a more detailed and comprehensive solution. So it’s worth investigating what options are available for forex trade management software to ensure that you get something which will really maximizing your trading experience and build your skills. In particular you should look for software that will log, manage, and track your trades while also facilitating risk management strategies and performance analysis. Better quality solutions will also have advanced features such as screenshot uploads, news announcement features, integration with other platforms, price feeds, and professional trading tools.

    Forex trade management software is essentially a tool to manage your trades from conception until completion. Managing your trades effectively means clearly seeing the rationale behind a trade decision and then following it through until the position is closed in accordance with your specific trading plan. Trade management becomes particularly important as the number of your trades increases. At any one point in time you may have a large number of open positions to consider. These trades may be based on varying strategies and also have different timeframes or currency pairs.

    While a trader usually has a clear idea about why he entered a trade, and the specific goal or target for it, this can easily be forgotten or ignored when you have multiple open positions that may extend over differing periods. It is easy to lose track of your trades and your overall goals. A person’s ability to master effective trade management is what separates them from being a novice to being a successful long-term trader.

    Forex trade management software is a resource used by professional traders to enable them to invest with structure and confidence. It allows a trader to address the following:

    Rules
    Determine and utilize a set of rules, based on a specific trading plan, before entering into a trade. This can be used as a checklist to assist decision making and later position reviews.

    Reasons
    Record the particular reasons behind a position and the anticipated result or timeframe. It can also keep notes on the type of trade, charts used, and profit goals.

    Adjust
    Flexibility to analyze and then potentially adjust stops and relevant targets. This may also lead to
    splitting a trade and taking partial profits or losses.

    Review
    It is important to undertake regular review and analysis of your trading performance. This will facilitate better long-term decision making and increased confidence.

  • November 24, 2016 /  Banking & Money
    images12

    In India, Banking sector has always been viewed as the safest sector from the viewpoint of stability and pay. And why not! With more than 29 foreign banks, 28 nationalized banks and approximately 24 private banks, the scope of Banking Jobs is significantly on the rise in India. Today, there are more than 53,000 branches of Banks in India providing countless job opportunities to graduates and post-graduates.

    What’s So Interesting About Banking Jobs In India?
    Post liberalization, the class banking transformed into mass banking in India. It gave momentum to the expansion of banks in India. This attracted not only those with their relatives employed in banks but scores of others. What lured people the most and still continues to attract many fresh graduates and post graduates is the less stressful working hours in addition to the amazing pay package. Like any other sector, there are various divisions in banking sector as well. These divisions are generally categorized on two levels – officer level and clerical level. While the officer level work is regarding the banking dealings with customers, managing their portfolios and other similar tasks; the clerical level work is all about managing the front office responsibilities, checking the notes and coins, etc. Talking about the pay scale, you can start off your career in any reputed bank with a pay package anywhere between INR 15,000 and INR 30,000 per month.

    The Banks Where You Can Apply To Work With:
    Institute of Banking Personnel Selection (IBPS) is an autonomous body that is authorized by Indian Banks’ Association (IBA). It has received authorization from 19 Public Sector Banks and conducts the Common Written Examination (CWE) for the posts of Probationary Officer (PO) or Management Trainee. The CWE is organized twice a year by the IBPS for the afore-mentioned posts in public sector banks; namely:
    Allahabad Bank
    Andhra Bank
    Bank of Baroda
    Bank of India
    Bank of Maharashtra
    Canara Bank
    Central Bank of India
    Corporation Bank
    Dena Bank
    Indian Overseas Bank
    Indian Bank
    Oriental Bank of Commerce
    Punjab National Bank
    Punjab & Sind Bank
    Syndicate Bank
    UCO Bank
    Union Bank of India
    United Bank of India
    Vijaya Bank

    The criteria to apply for the post of PO require you to have completed the graduation with good marks from a well-recognized university. Also, the graduate should be aged between 21 to 30 years.

  • November 21, 2016 /  Banking & Money
    images5

    Blogging has been around for a few years now. Most people use blogs to record their thoughts and lives, while the select few use them as a free way to make a fortune. One guy who uses this to his advantage is Rob Benwell. In 2006 he dished the dirt on the tips and tricks to making a fortune using blogging. But as time passes the old systems become obsolete and new techniques are required. This is where his brand new, fresh off the press Blogging to the Bank 3.0 system comes into play.

    For those who know who Rob Benwell like me, you’ve probably made a killing using blogs.

    For those who don’t, here’s the story:

    Back in 2005 he was struggling to make any profit online, had dropped out of college and was getting deep into debt. He was trying all the techniques the gurus tell you and wasn’t getting anywhere fast. All of that went in the bin and he started using his own techniques and started making more and more money using simple blogs. In early 2006 he shared this with the world and had a great ebook called blogging to the bank. Tons of people got rich from using these techniques (including me). He then spoke at Online Marketing Legend Yanik Silver’s underground Seminar where he revealed even more of his underground strategies. Then July 2007 he released Blogging to the Bank 2.0 which showed users his new methods to creating online wealth using blogs. In total both versions have been read by over 50,000 people across the world. But as I said earlier, the techniques used in these ebooks are now showing there age. Some of them are not even working in the slightest! This is where blogging to the bank 3.0 comes into play.

    It’s full of great new techniques that work online right now! Everything’s explained in plain English with all the fluff cut out. I got hold of an advanced copy of the book for a much higher price than what it actually sells for and it has been worth every single cent! I got it in the afternoon and by the evening I was creating new profitable blogs. Within a couple of hours of them being active I had made a nice little profit. Blogging To The Bank 3.0 teaches you Robs new step by step blueprint to creating highly profitable long term niche blogs using the newest optimization techniques. There’s even a section on advanced Search Engine Optimization. Most people think SEO is difficult but Rob explains this nice and simply so even the blogging newbie will understand it. Blogging To The Bank 3.0 is a breath of fresh air and I highly recommend it to anyone wanting to make easy money online. Click below for more information about this system

  • November 19, 2016 /  Banking & Money
    images10

    Bank foreclosed homes are often offered at almost half their original market value. The longer they have been in the market, the more chances a buyer will have of negotiating for a low purchase price. However, these homes also often come with repair needs that can reach up to tens of thousands of dollars.

    Impact of Home Condition on Price

    Buyers should not expect banks and bank agents to tell them the extent of repairs required by the house, so it is their responsibility to find out how far the dwelling has deteriorated and to identify the areas that need adjustments. The more they know about the extent of repairs needed, the better they will be able to negotiate for an appropriate price.

    People who have skills in home repairs would have an advantage since they can work on fixes themselves and would not need to hire someone else to do the work. That would be additional savings for them.

    What Could Bring Costs Up

    There are certain areas of bank foreclosed homes that would cost more to repair than other aspects. One of the most expensive repair jobs is home foundation. If the foundation of a dwelling has deteriorated to a point that it needs to be totally replaced, then buyers should not bother. This means that practically the whole house would have to be torn down to shore up the foundations. No matter how cheap the purchase price is, the cost of replacing foundations would not be worth the money and the trouble.

    Plumbing, electrical and sewer systems that need to be replaced can also eat into the budget. If these systems require total overhaul, buyers should look somewhere else. HVAC and central airing systems are also expensive projects that might cost as much as half of the total purchase of the house. Roofs that need to be totally stripped will also entail costs that can reach up to tens of thousands.

    When viewing bank foreclosed homes, a buyer should have a professional house inspector at hand. They might think that they are getting a bargain, but there are things, particularly inside the house, that might require excessive expenses that buyers can hardly afford.

  • November 17, 2016 /  Entrepreneurs
    images7

    New ecommerce entrepreneurs can find them confused and confounded by the tax and accounting requirements of their venture. And thats a shame: If someones spotted a great new category and successfully built a web presence, heck, that someone shouldnt find themselves bogged down with the accounting minutia. The entrepreneur should focus on increasing traffic, expanding margins, and growing cash profits.

    With that in mind, I offer up the following tax and accounting tips:

    Tip #1: Dont Incorporate

    A true corporationwhether a C corporation or an S corporationsaddles your business with more complicated tax accounting and a bunch of state filing requirements. You dont want to deal with this redtapeor at least not until youre profitable.

    Instead, operate your business as a sole proprietorship. If youre concerned about legal liability protection, note that you can setup a one-owner limited liability company, or LLC. A one owner LLC is treated as a sole proprietorship for income tax purposes.

    Tip #2: Start Your Business Before Making Investments

    Expenditures you make before youre actually in business-in other words, before youve got a business license and before youre selling or trying to sell your stuffarent very deductible.

    Specifically, you can probably deduct the first $5,000 of these expenses. But any amounts in excess of the $5,000 must be amortized over the next fifteen years.

    What this means is that you want to start your business before you start spending money on advertising, training, web development, accountants and lawyers and so on.

    Tip #3: Automate Your Bookkeeping & Accounting

    By lawand some people dont know thisyoure required to maintain an accounting system that lets you clearly measure your income. As a practical matter, this means you need to use a product like Quicken or QuickBooks.

    But you ought to go one better than simply using desktop accounting software. Make sure that youre taking advantage of online banking and bill payment features which integrate your accounting system with your banking. As much as is possible, for example, you want to be able to move money from PayPal to your bank to QuickBooks simply by typing a few keys or clicking your mouse a few times.

    Tip #4: Hire a Payroll Service Before Hiring Employees

    Many successful ecommerce business owners can run their operations without employees. And if thats true for you, hey, congratulations. If and when you do need employees, however, dont try to handle the payroll yourself. Oursource the payroll to one of the large payroll service bureaus like ADP, Payroll, or QuickBooks.

    These services are expensive. Figure $1000 to $2000 per year. But the services let you avoid the bookkeeping nightmare called payroll and prevent you from getting into payroll tax trouble.

    Tip #5: Consider S Corporation Status After Youre Profitable

    Ive written and talked much about how S corporations save taxpayers money and how the right way to set up an S corporation is first create a limited liability company and then ask the IRS to treat the LLC as an S corporation for tax purposes.

  • November 16, 2016 /  Finance & Invesment
    images18

    At quick glance, whether or not a person experiences financial success in life may seem arbitrary. Some people seemed to have earned it through hard work, while others were handed money on a silver platter. Still others engage in unscrupulous tactics to achieve it and many of them ultimately pay the price. While we struggle to support ourselves, we wonder why we were not selected to experience financial riches.

    The truth is, our life is what we make it. We can climb the corporate ladder while working for someone else or we can create our own destiny in a different way, by becoming entrepreneurs. Either one may offer intrinsic and financial reward, depending on who we are. Some people are not content to be restricted by a corporate structure and choose to embark on their own ventures. Though this is often an admirable move, success is not guaranteed.

    Starting a small business is expensive and most entrepreneurs spend some sleepless nights wondering how they will pay the bills. Along the way, these individuals rely strongly on their core beliefs, one of which is often a strong sense of faith. Even those who started with little spiritual values may come to believe in a higher being who guides them down the right path. They place their trust in something outside of themselves, hoping it will make their career more rewarding.

    Some people have seen what faith can do first-hand and they share their experience with others. By providing the lessons they learned and explaining the life-altering change they made, they hope to help other people transform their own lives. Many of them believe that being blessed with the success they have requires that they share the method of realizing it with the public.

    This sharing, they believe, is their calling and duty, the price they must pay for their riches. In reality, it is not a sacrifice because every time they show others how to be more successful, they feel an internal satisfaction. What better thing can a person do than help someone else realize a dream? Even the most stubborn audience can take away valuable lessons from this conversation.

    Whatever our faith is at this point may undergo a radical transformation when we find ourselves on the receiving end of such a powerful message. As we embark on our own journey to put ourselves in the financially secure category, we may remember this information and incorporate it into our lives. When we achieve financial security, it will be our turn to share the valuable lesson with others.

  • November 15, 2016 /  Entrepreneurs
    images1

    Whether youre drowning in a mountain of student debt or buried under the weight of an empty retirement fund, you know its time for a change in your life. You may have already tried the popular law of attraction books that convince readers that shiny, happy thoughts are the only way to manifest wealth. If they havent worked for you, consider learning from abundance creation experts, such as the Dan Kennedy wealth attraction series. This series is truly exceptional material in its category and is well worth checking out. I promise you, it will be worth your time.

    It doesnt matter if youre already a self-made entrepreneur or a regular Joe struggling to get by, No B.S. Wealth Attraction for Entrepreneurs can become an essential part of any wealth creation library. How can you use his techniques if youre not a business owner? Dan Kennedys wealth attraction books and seminars break abundance attraction strategies down into easy-to-follow steps that translate into real-world strategies. That is the beauty of this material. It is no-nonsense and easy to understand and follow. Even a newbie can take the steps outlined in Kennedys curriculum.

    If youre looking for No B.S. Wealth Attraction tips and guidelines, here are the 3 places to find them:

    1. Books
    Kennedys No B.S. Wealth Attraction for Entrepreneurs, for many readers, has become as close to a bible as the business world can get. He presents his wealth attraction expertise in the form of dozens of tips that anyone can useno M.B.A. required.

    2. Seminars
    Wealth Attraction for Entrepreneurs seminar is another way Kennedy gives practical wealth-building advice. These seminars, famous for their star-studded speakers and jam-packed info sessions, are not cheap. But it is an investment, and if you use the information correctly, you increase the potential to build your bank account. Youll need to ask yourself, What is earning my first million dollars worth?

    3. Members Only Website
    Dan Kennedy wealth attraction advice isnt limited to his No B.S. Wealth Attraction series or his renowned seminars. He has also helped to build one of the most respected money attraction websites in the business world. The site, which does charge membership fee for different levels of information, is filled with business resources, web seminars, and access to wealth attraction groups in your area.

    Its true that the Wealth Attraction for Entrepreneurs series isnt for everyonesome arent ready to hear his pulls-no-punches style. For those who are ready to start building the kind of wealthy lifestyle they deserve, however, its an investment worth considering.
    Remember, too, that wealth attraction for entrepreneursor any other money attraction programdoesnt work through osmosis. Building wealth beyond your wildest dreams takes some leg work. But if youre willing to invest your time youll soon find yourself enjoying a 3-week cruise or buying season tickets for your favorite football team.